Some past and present clients
100+ companies advised
I'm Ryan Adams, CPA, CA. I work directly with business owners on acquisitions, capital raises, and financial clarity — from early-stage advisory to complex transactions. You get me — directly.
Three disciplines. One person.
No handoffs.
Buying a business well is harder than it looks. Due diligence, negotiation, and financing that protects the investment — not just closes the deal. Walking away from a bad one is as important as finding a good one.
Not every growing company needs a full-time financial executive presence. I work in various roles — strategic advisor, corporate project manager, boardroom partner. Short-term projects or long-term engagements. Whatever the situation requires.
Buildings, equipment, acquisitions — different uses need different structures. I have partnerships with several lenders to secure preferred financing terms. I know how to position your deal for the right terms, not just any terms.
Most business problems have a surface complaint and a real cause. Before anything else, I get clear on what's actually driving the situation — not just what's been presented. That shapes everything that follows.
Complexity is usually accumulated, not designed. Whether it's a process, a structure, or a deal — I remove what's redundant and protect what works. Simpler is almost always more defensible.
The output isn't a report or a recommendation. It's a decision made, a deal closed, a system that runs without me in the room. The work is done when it's actually done.
I am a CPA, CA with over 20 years working directly alongside business owners — through acquisitions, capital raises, M&A, and the financial complexity that comes with building a business. I started at PricewaterhouseCoopers and have spent the majority of my career in the private sector — doing the work, not overseeing it.
I work independently. That means when you engage with Refine, you get me — with the full benefit of two decades of experience — on your business. No handoffs, no layers, no dilution. The advice you receive is the same advice I would act on myself.
Many of my client relationships have continued for years. When the work is done well, it tends to lead to the next conversation.
I am guided by the Bible verses James 1:27 and Isaiah 58:6-7. This has led me to partner with many great organizations to serve and be generous with entrusted resources. These organizations seek to encourage and strengthen Christians, families, churches, the oppressed, widows, orphans, and relief efforts both locally and around the world.